
Paid Classes for Daycares, Agencies and Nonprofits: When to Say Yes
The $200-a-week daycare class is a deal I turn down. Here is how I decide which outside contracts are worth it, why tuition is a school's real income, and how to turn a behavioral-health agency's request into a staff program.

The Holiday Renewal Blitz: Lock In Your Students (and Your Cash Flow) Before December
The weeks before the holidays are the best renewal window of the year. Here's the martial arts renewal blitz that locks in students, kills holiday dropout, and generates cash flow.

Stop Switching Suppliers: The 90 Percent Vendor Rule
Why switching suppliers and agencies to save pennies costs martial arts schools money, and how to judge a vendor on results and owner time.

Financial Statements for Owners Who Skip the Numbers
The three numbers on your P&L that actually matter, and how to read a P&L and balance sheet in five minutes a month — no accounting degree required.

Cutting Payment Processing Fees at Your School
Why most martial arts schools overpay on card-processing fees, and the questions to ask when renegotiating or switching processors.

How Much Cash Reserve Should Your School Keep?
How much cash reserve a martial arts school should actually keep — the target formula, and how to build it without starving growth.

The Million-Dollar Martial Arts School Myth
Why 13,000 sq ft schools run 5% net while our 2,400 sq ft schools run 50%. Real numbers: $1.3M gross, $830K net, 340 students.

Tax Strategy Basics for Martial Arts School Owners
General education on entity structure and retirement vehicles for martial arts school owners — not tax advice, but a starting point for the conversation with your CPA.

What a New Student Actually Costs You
$5,000 in Facebook ads buys about 10 enrollments — $500 each. One movie theater booth bought 35 appointments in 7 hours. Stephen Oliver runs the math.

A Simple Chart of Accounts for Martial Arts Schools
A starter chart of accounts built for martial arts schools — the revenue and expense categories that let you actually see what's driving profit.

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